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Investors always have a long list of things to worry about but in recent times, the pandemic has very quickly eclipsed them all.
One year on from when most of Asia first implemented social distancing policies in response to COVID-19, has the impact of the global pandemic exacerbated financial issues or derailed retirement plans given the uncertainty in the world?
As the markets battle volatility along with rising fears of inflation, it is natural for investors to feel a sense of unease when they watch the value of their investments rise and fall. However, one of the biggest mistakes investors can make is to sell when the market fall.
After reading this e-guide, you will learn how to maintain financial wellbeing in uncertain times, by ignoring short-term fluctuations and refocusing on your long-term goals.
Now is the time to step back and ignore the noise.

Principles of
investing
5 basic rules of investment

Focus on achieving your
ideal retirement
Don't lose sight of your
end goal

Wellness for you and
your family
A peace of mind in this worrying time
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested.
Over half of Singaporeans and Hong Kongers have reduced contributions to their retirement account since the start of the pandemic.
Source: The New World Of Wealth 2021, The New World of Wealth 2021, commissioned by St. James’s Place Wealth Management and undertaken by Sandpiper Communications (2,017 respondents).

Important Notes
The guide provided by St. James's Place Wealth Management is general communication provided for informational purpose only. It should not be relied upon as financial advice and it does not constitute a recommendation, an offer or solicitation. No responsibility can be accepted for any loss arising from action taken or refrained from based on this publication. All information presented herein is considered to be accurate at the time of production, but no warranty of accuracy is given and no liability in respect of any error or omission is accepted.
The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.
Members of the St. James’s Place Partnership in Singapore represent St. James’s Place (Singapore) Private Limited, which is part of the St. James’s Place Wealth Management Group, and it is regulated by the Monetary Authority of Singapore and is a member of the Investment Management Association of Singapore and Association of Financial Advisers (Singapore). Company Registration No. 200406398R. Capital Markets Services Licence No. CMS100851.
Members of the St. James’s Place Partnership in Hong Kong represent St. James’s Place (Hong Kong) Limited, which is an insurance broker company licensed with the Insurance Authority (Licence No. FB1075), a licensed corporation with the Securities and Futures Commission (CE No. AAV439) and registered as an MPF Intermediary (Registration No. IC000852).
Members of the St. James’s Place Partnership in Shanghai represent St. James’s Place (Shanghai) Limited which is part of the St. James’s Place Wealth Management Group and is a Wholly Foreign Owned Enterprise (WFOE). WFOE registration No. 91310000566573326L. Please note that due to local legislation we are unable to offer our financial planning services to nationals of the People’s Republic of China.
St. James’s Place Wealth Management Group Ltd Registered Office: St. James’s Place House, 1 Tetbury Road, Cirencester, Gloucestershire, GL7 1FP, United Kingdom. Registered in England Number 02627518.