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Your complete
financial guide for Australians
living in


Being an expatriate in Asia has its advantages and disadvantages.

Whilst living in a foreign country can be exciting and paying lower income tax rates can be rewarding, many expatriates are still faced with incredibly complex financial decisions that may make or break their time whilst working offshore.

As an expatriate, it is of paramount importance that you understand the implications and benefits when making a financial decision whilst residing offshore so that you can maximise your financial position.

We want to help you understand, and be aware of some of the most complicating financial implications so that you can continue to grow and preserve your financial assets​.

Some common hurdles of being an British expatriate


Complex Taxation

As an expatriate, you may benefit from the comparatively low-income tax environment, but are you aware of the heavy foreign tax treatment to your properties in the UK?


Rising Inflation

Most expatriates underestimate the power of inflation and its eroding effects. What steps can you take to prevent your inflation from eroding your savings?



When working offshore, expatriates are likely to be taxed less. While this means they could increase their saving potential, not many are not fully utilising this benefit. What else can you do to increase your income potential while working in Asia?

In this 20 page guide, you will discover:

The financial hurdles of being an British expatriate

Learn how to manage your property in the UK

Tax-efficient ways to help you grow your wealth in Asia

Identify what protection plans you should put in place

Your tax treatment and position

Know how much you need to retire back in the UK

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested. An investment in equities will not provide the security of capital associated with a cash deposit account.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. You are advised to seek independent tax advice from suitably qualified professionals before making any decision as to the tax implications of any investment.

Take charge of your finances and download the guide today

By submitting this form, you hereby give consent to St. James’s Place to collect, use and disclose your personal data in accordance with the St. James’s Place Privacy Policy, which is available at, and which you have read and understood. You further understand that the personal data provided is meant to allow St. James’s Place to send you the marketing material that you have agreed to receive, or contact you for a non-obligatory consultation.

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Considering a move back to the UK? 


Important Notes​

The guide provided by St. James's Place Wealth Management is general communication provided for informational purpose only. It should not be relied upon as financial advice and it does not constitute a recommendation, an offer or solicitation. No responsibility can be accepted for any loss arising from action taken or refrained from based on this publication. All information presented herein is considered to be accurate at the time of production, but no warranty of accuracy is given and no liability in respect of any error or omission is accepted.

The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.

Members of the St. James’s Place Partnership in Singapore represent St. James’s Place (Singapore) Private Limited, which is part of the St. James’s Place Wealth Management Group, and it is regulated by the Monetary Authority of Singapore and is a member of the Investment Management Association of Singapore and Association of Financial Advisers (Singapore). Company Registration No. 200406398R. Capital Markets Services Licence No. CMS100851.

Members of the St. James’s Place Partnership in Hong Kong represent St. James’s Place (Hong Kong) Limited, which is an insurance broker company licensed with the Insurance Authority (Licence No. FB1075), a licensed corporation with the Securities and Futures Commission (CE No. AAV439) and registered as an MPF Intermediary (Registration No. IC000852).

Members of the St. James’s Place Partnership in Shanghai represent St. James’s Place (Shanghai) Limited which is part of the St. James’s Place Wealth Management Group and is a Wholly Foreign Owned Enterprise (WFOE). WFOE registration No. 91310000566573326L. Please note that due to local legislation we are unable to offer our financial planning services to nationals of the People’s Republic of China.

St. James’s Place Wealth Management Group Ltd Registered Office: St. James’s Place House, 1 Tetbury Road, Cirencester, Gloucestershire, GL7 1FP, United Kingdom. Registered in England Number 02627518.

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